Public entity: products
Property & Inland Marine – large capacity, Public Entity special extensions.
Builders Risk – competitive and responsive quotes for when your entities have building projects.
Boiler & Machinery – integrated with property policy.
Crime – high limits available. Faithful performance coverage available.
DIC – Flood & Earthquake available in certain areas.
General Liability – full policy limits on sewer backup liability and failure to supply. Dam and skateboard park exposures eligible. Amended GL policy specific to Public Entities. First dollar up to $25,000 deductible.
Automobile – Composite Rated
Public Officials E&O – Employment Practices included. Back Wages and Non-monetary defense options. Full prior acts. Claims-made form. Minimum premium is $2,500 and minimum deductible is $1,000.
Police Professional – Occurrence form. Minimum premium is $2,500 and minimum deductible is $1,000.
Umbrella – Available both including and excluding professional lines.
Workers Compensation – Available for all public entity classes except when the police and fire payroll is over 25% of the total. Pennsylvania Only
Cyber Liability – Coverage for network security liability, public relation expense, security breach expense and more.
Public entity risks, including but not limited to:
- Large special service districts and authorities
$100,000 for all-lines or casualty-only primary packages.
$25,000 – property/casualty lines.