Social Services

Providing insurance coverage for Social Services is rewarding, but not without its challenges. Within the scope of social services, the common thread is their non-profit status. Beyond that, the extent of diversity can be staggering. At McKee, we are more than comfortable analyzing the exposures of each individual account, and determining the best way to handle. A key strength is the collaborative environment we have created, utilizing experienced underwriters, risk control, claims, and even our financial professionals to truly understand each account. Within this sector, risk control and claims can be particularly important. First our risk control staff evaluates exposures and controls to minimize the exposure to loss. If there is a loss, our claims staff understands how to adjust the often complicated social services claims. We have the capability to provide Property, General Liability, Auto, Abuse and Molestation, Professional and Umbrella.

BENEFITS

Risk Management Approach for all Clients

Dedicated, Experienced Staff

Responsive

Exclusive Markets

Industrywide Relationships

OUR PRODUCTS

General Liability

General Liability coverage provides claim defense costs in addition to the limit of liability. It can also provide coverage for HIPPA violations. Our coverage for bodily injury includes mental anguish, emotional distress and humiliation.

Automobile

Automobile coverage includes employee hired automobiles along with personal effects and reasonable expenses for loss of earnings. Glass Breakage with no deductibles.

Professional Liability

Professional coverage offers primary coverage for nurses and also covers accreditation and professional boards.

Abuse and Molestation

Abuse and Molestation coverage is offered as a distinct and separate insuring agreement as well as offering separate limits. Claims defense costs are covered in addition to the limit of liability.

Umbrella

Umbrella coverage can provide up to 10 million in limits and sit over all underlying casualty coverages including professional as well as Abuse & Molestation.

Property & Inland Marine

Workers Compensation

Management Liability

Employment Related Practices Liability

Crime