A Rated Carriers
Claims, Risk Control & Underwriting Expertise
Active Assailant Incident: a deliberate malicious physical attack by an Active Assailant with a weapon.
Weapon: includes any firearm, explosive device, hand-held instrument, vehicle, drone or any corrosive material or substance.
Threat Incident: any specific threat to inflict bodily harm or damage/destroy your property
Who Is An Insured: Definition of an insured includes employees, customers, students, contractors or guests of the insured.
Indemnification for Damages and Claims Expenses for which the Insured becomes
legally obligated to pay. Claims expenses are within the policy limits. Liability coverage is on a claims-made basis.
Direct physical loss, damage or destruction of Insured Property
18-month indemnity period
Denial of Access
If an incident occurs within a mile radius of your location(s) and it prevents you from using these locations, our policy will respond.
Expenses for any Insured Person physically present during the Incident.
Public relations expenses to restore public confidence in the Insured.
Costs incurred by an Insured person within 14 days of an Incident Emergency.
Travel & Accommodations
Costs incurred by an Insured Person or their immediate family.
Emergency Security Arrangements
Costs to secure the covered location and provide increased security.
Costs to clean-up after an event.
Burial and cremation costs.
Expenses for any Insured Person physically present during the Incident. Coverage applies for 180 days after Incident.
Costs to repatriate the body of an Insured Person as the result of an Incident.
Costs to lease/rent premises used in place of real property damaged in an Incident.
Temporary Staff Costs
Recruitment costs to replace employees physically present during an Incident and unable to continue working.
24/7 security response from GardaWorld.
Places of Worship
Casinos & Nightclubs
Retailers, Malls, & Supermarkets
Day Care Centers
Hotels & Conference Centers
Most Classes of Business Considered
Executive Vice President
Reach out to our team for inquiries
Vice President | Business Development | Nationwide
Resident Vice President | Business Development | New England
Ian Teti, ARM, CRIS
Assistant Vice President | Business Development | West Coast
Multi-national bank chain
Chain of restaurants in Pennsylvania
Church in Texas
City in Pennsylvania
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