Public Entity – McKee Risk Management

Public Entities need stability and confidence that their insurance Provider will be there when necessary. As a thirty plus year insurer of Public Entities, we understand. Our team, comprised of Underwriters, Risk Control and Claims professionals, work together to structure a comprehensive program of insurance coverage and services for each of the Public Entities we insure. Our Underwriters are knowledgeable and responsive, our Claims Professionals are committed to handling any claims that may occur quickly and effectively, and our Risk Control Experts are consultative and supportive in helping to manage exposures. At McKee Public Entity, we get it, and we’re on your side.

BENEFITS

Specialized Underwriters Who Provide a Competitive Advantage

Underwriting Authority for Multiple Carriers,

Responsive

Multiple Exclusive Markets

Ability to Partner with other A Rated Carriers

OUR PRODUCTS

Property

Large capacity, Public Entity special extensions. Business Income & Extra Expense. Flood and Earthquake options.

General Liability

Full policy limits on sewer backup liability and failure to supply. Dam and skateboard park exposures eligible. Amended GL policy specific to Public Entities. Drone coverage available. First dollar up to $25,000 deductible.

Automobile

Composite Rated. Special Emergency Response coverages.

Public Officials E&O

Employment Practices included. Third-party EPLI and Fair Labor Standards options available. Back Wages and Non-monetary defense options. Full prior acts. Claims-made form. Minimum premium is $2,500 and minimum deductible is $1,000.

Police Professional

Occurrence form. Includes Line of Duty Death. Minimum premium is $2,500 and minimum deductible is $1,000.

Workers Compensation

Available for all public entity classes except when the police and fire payroll is over 25% of the total. Pennsylvania Only.

Umbrella

Available both including and excluding professional lines. Large capacity.

Equipment Breakdown

Integrated with property policy.

Inland Marine

Replacement cost coverage for various types of equipment. Special products for Emergency Vehicle Replacement Costs Physical Damage and also Law Enforcement Animal Mortality.

Builders Risk

Competitive and responsive quotes for when your entities have building projects.

Crime

Integrated with property policy.

Cyber Liability

Coverage for network security liability, public relation expense, security breach expense and more.

ELIGIBILITY

States: PA, NY, NJ, DE, CT, KY, NC, MA, CO
Approximately $25,000 for municipalities, but that can be flexible sometimes.

Eligible Classes

Municipalities
Counties
Misc. Special Districts (Parking Authorities, Recreation Authorities, Libraries, Museums, etc.)
Housing Authorities in PA only

Ineligible Classes

Redevelopment Authorities
Open Landfills
Airports